News

Understanding Ultra Long Mortgages for First Time Buyers: What You Need to Know

Friday 3 October 2025

In recent months, there has been increasing discussion around the rise of ultra long mortgages in the UK, particularly for first time buyers.

A Friendly Guide to Lifetime ISAs (LISAs)

Monday 29 September 2025

A Lifetime ISA is an Individual Savings Account to help UK adults save for two major life goals: purchasing a first home or funding later life.

BoE Gives Mortgage Lenders More Flexibility with Higher Loan to Income Mortgages

Wednesday 24 September 2025

There’s some positive news for first-time buyers trying to get on the property ladder...

Bank of England Holds Base Rate at 4%

Thursday 18 September 2025

The Bank of England’s Monetary Policy Committee (MPC) voted on 18 September 2025 to keep the base rate at 4.00%.

Understanding LTI for Mortgage Borrowing

Tuesday 16 September 2025

When securing a mortgage, one of the key considerations for lenders is the Loan-to-Income (LTI) ratio, but, what is LTI?

BoE Reduces Base Rate: What It Means for Your Mortgage, Savings & Pension

Thursday 11 September 2025

On 7 August 2025, the Bank of England’s Monetary Policy Committee voted by the narrowest of margins to lower the Bank Rate by a further 0.25%

Understanding Income Protection Policies in the UK

Monday 8 September 2025

Income protection insurance is a pivotal safety net for many UK residents, providing a critical financial buffer in the event of illness or injury.

Understanding Guarantor Mortgages in the UK

Wednesday 3 September 2025

In an increasingly challenging housing market, many prospective homebuyers in the UK are turning to guarantor mortgages.

Planning for the Future: Understanding Pensions and Retirement in the UK

Thursday 28 August 2025

Pension planning for retirement is a crucial aspect that requires careful consideration and informed decision-making.

How Inheritance Tax Rule Changes for Pensions Could Affect You

Tuesday 26 August 2025

If you have pension savings intended for intergenerational wealth transfer, changes may increase the tax burden on your estate and beneficiaries.