Our Financial Planning Process

Our carefully designed financial planning process has been developed to create clearly defined and easy to understand stages that focus on aligning your life aspirations with your financial investments. We work closely with you to gather all the information needed to ensure that a tailored financial plan is developed for you, and we maintain regular communication with you.

Stage 1

Your Goals

We establish your life goals, personal circumstances, aspirations and concerns.

Stage 2

Your Information

We collect all relevant personal and financial data and establish your perceived risks.

Stage 3

Analysis

We assess your current position and how you have arrived there, with the intention of making a recommendation on the type of products that will best suit your needs.

Stage 4

Design Your Strategy

Having completed the preparatory work, we will prepare a personal report and recommendations, then set out different strategies which can be used to get you where you want to be.

Stage 5

Implementation

We agree the plan to implement the strategy to help you achieve your objectives over a given period of time.

Stage 6

Regular Reviews

If you choose, we will meet on an ongoing basis to assess your strategy and implement the next steps in your plan.

We are first-time buyers and have been using Thomas Oliver for the past year. Our advisor, Sergiu, has been incredible and has been so flexible and patient with us throughout the whole process. He was always quick to respond to emails and talk through things over the phone so we felt reassured which made the process much less stressful. I couldn't recommend them highly enough!

Mr & Mrs P, Mortgage Customer, Harlow, Essex