Can you reduce your mortgage payments?
Tuesday 5 April, 2022
Everyone is feeling the effects of rising energy bills and increasing food and petrol prices. Mortgage payments are one, if not the biggest expense you have every month, so why not see if there is anything you can do to reduce your monthly mortgage payments?
Call our mortgage broking team now on 01707 872000 or email us at enquiries@thomasoliver.co.uk to organise a mortgage review for you or your family.
Looking to re-mortgage? Take mortgage advice from our mortgage brokers
At Thomas Oliver our mortgage brokers are committed to providing you with the most appropriate mortgage advice for your circumstances. If you want to re-mortgage, we can review your current mortgage deal to check if it’s still the best solution for you, by comparing it with other mortgage products currently available on the market. We can review the terms and conditions of your mortgage to make sure you are not paying too much every month. We offer an initial consultation to discuss your needs, so if you are looking to re-mortgage give our mortgage broking team a call.
You may be able to save money if you re-mortgage to a new deal?
It is worth reviewing all available re-mortgaging options as you could save money by switching. It’s important to consider all the details and our mortgage consultants can review these with you. As well as the headline rate there are other features of the deal which need consideration – lender fees, most appropriate mortgage term and which type of mortgage best meets your objectives. We have access to a range of exclusive deals you may not find anywhere else on the market. Most importantly, we can give you the ongoing support you need throughout the process – from application to completion.
Why work with Thomas Oliver
Whether you need more space, are downsizing, re-mortgaging, or simply moving on, our mortgage advisers will find the right deal for you. Our professional mortgage advice will help make your move less stressful and assist you with all the mortgage paperwork.
Thomas Oliver works with a wide range of lenders including Halifax, HSBC, Nationwide, Santander and Virgin Money. We will recommend the most appropriate deal for you based on interest rate, loan period and repayment method. We’ll also help you decide which type of mortgage best suits your objectives – be it fixed, variable, tracker, offset or something else entirely.
Tom Wheatley, Mortgage Broker, Financial Adviser & Protection Specialist in Tottenham, North London said:
‘We are getting lots of clients call us for a mortgage review as they are worried about rising household expenses, and they want peace of mind that they are not overpaying on their mortgage. We can save them time and money by checking the mortgage market on their behalf as our mortgage advisers are familiar with the different mortgage products and rates available. If you are due to re-mortgage in 2022, we recommend that you call us as soon as possible as a mortgage offer is valid for six months. Finding the right mortgage deal can be stressful but getting personalised mortgage advice from a mortgage broker you can trust can make the process easier. Call us now on 01707 872000 to book your initial consultation. We work with clients across the southeast of England, but most of our clients are in North London, central London, Essex, Hertfordshire, and Bedfordshire.’
In Summary...
If you are worried about your mortgage repayments, call us now to see if we can find you a better mortgage deal.
Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.
