Thomas Oliver financial advisers are offering all key workers a reduction of 50% off fees if they take mortgage advice or financial planning advice up until 1st June 2020.

Mortgage adviser Katherine Mumford also provides all clients a free one-hour initial financial planning consultation. Call Thomas Oliver now on 01707 872000 to find out more.

Katherine Mumford, mortgage broker, Tottenham, North London said:

‘We are delighted to be able to offer the UK’s key workers a reduction in fees during the pandemic. Like the rest of the country we are really grateful for all the work that they are doing on behalf of all of us and this is our way to say thank you. Every key worker has played a vital part in this crisis including, teachers, postmen, delivery drivers, care home staff and of course the doctors and nurses on the frontline looking after anyone with the virus. Although our financial planning team are currently working from home and are unable to organise face to face meetings, we can still safely offer mortgage advice and financial planning advice to new and existing clients either over the phone or via video conferencing.’

Katherine Mumford, mortgage broker, Tottenham, North London continued:

‘We appreciate that key workers are currently working very long hours and have limited time to devote to their financial planning so we wanted to let all our key workers know that we are available if you require any financial or mortgage advice, just call our mortgage broking team in Goff’s Oak on 01707 872000 and ask for either Vishal or myself. We offer all clients a free no obligations consultation and if you decide to go ahead with our financial planning advice, we will let you know our client charges before we begin the financial advice process. For any key workers we will reduce our normal charges by 50% as a thank you for everything you are currently doing for us. Thomas Oliver offer mortgage advice to a variety of mortgage clients in North London and Hertfordshire, Essex, central London and Bedfordshire. We work with clients in Goff’s Oak, Enfield, Barnet, Tottenham and central London. We regularly review the products and mortgage rates available from the different mortgage lenders, so we can help you find the best mortgage product for your financial circumstances. If you are a key worker and your mortgage is due to renew in the next few months, please contact Vishal or myself for remortgaging advice. Similarly, if you are a first-time buyer and want mortgage advice about how to get on the housing ladder and which mortgage product to choose please call us. We also work with buy to let investors and can provide mortgage advice on commercial mortgages.’

In Summary…

If you are a key worker review your financial planning or mortgage end date now by calling Vishal Gulrajani or Thomas Wheatley on 01707 872000.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Below is a list of key workers from the www.gov.uk website that we are including in our fee reduction offer.

Health and social care

This includes, but is not limited to, doctors, nurses, midwives, paramedics, social workers, care workers, and other frontline health and social care staff including volunteers; the support and specialist staff required to maintain the UK’s health and social care sector; those working as part of the health and social care supply chain, including producers and distributors of medicines and medical and personal protective equipment.

Education and childcare

This includes:

• childcare
• support and teaching staff
• social workers
• specialist education professionals who must remain active during the response to deliver this approach

Key public services

This includes:

• those essential to the running of the justice system
• religious staff
• charities and workers delivering key frontline services
• those responsible for the management of the deceased
• journalists and broadcasters who are providing public service broadcasting

Local and national government

This only includes:

• those administrative occupations essential to the effective delivery of the response
• or delivering essential public services, such as the payment of benefits, including in government agencies and arms length bodies

Food and other necessary goods

This includes those involved in food:

• production
• processing
• distribution
• sale and delivery
• as well as those essential to the provision of other key goods (for example hygienic and veterinary medicines)

Public safety and national security

This includes:

• police and support staff
• Ministry of Defence civilians
• contractor and armed forces personnel (those critical to the delivery of key defence and national security outputs and essential to the response to the pandemic)
• fire and rescue service employees (including support staff)
• National Crime Agency staff
• those maintaining border security, prison and probation staff and other national security roles, including those overseas

Transport

This includes those who will keep the air, water, road and rail passenger and freight transport modes operating during the response, including those working on transport systems through which supply chains pass.

Utilities, communication and financial services

This includes:

• staff needed for essential financial services provision (including but not limited to workers in banks, building societies and financial market infrastructure)
• the oil, gas, electricity and water sectors (including sewerage)
• information technology and data infrastructure sector and primary industry supplies to continue during the response
• key staff working in the civil nuclear, chemicals, telecommunications (including but not limited to network operations, field engineering, call centre staff, IT and data infrastructure, 999 and 111 critical services)
• postal services and delivery
• payments providers
• waste disposal sectors